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Minimum employment / business tenure: 5 yearsġ00% Clubbed (upto 04 co-applicants are allowed for income clubbing)ĭebt Burden Ratio (Payment Burden Ratio for Islamic)Ĭontact our Dedicated Representatives Mr. Minimum PKR 25,000/- per month net disposable income Minimum Age 25 YearsMaximum Age 60 or retirement age as per the employer – at financing maturity Key Qualification Criteria ParametersĪll cities of Pakistan where Meezan Bank has it branch network Payment Plan Processing Charges Type of Chargesĭocumentation charges are exclusive of above-mentioned charges and will be obtained at the time of signing of Musharakah Agreement according to the limits of financing.**May vary as announced in provincial / federal budgets. Non -NAPHDA Projects: As per Banks’ credit policy and prudential regulations for housing finance, the financed housing unit will be mortgaged in favor of the financing bank.NAPHDA Projects: Trust will be responsible for the title documents.Only for construction and first purchase of newly constructed affordable housing units Collateral Security Requirement Basic Eligibility Criteria CitizenshipĪll Pakistani nationals holding CNIC Home Ownerįirst time home owner, one unit per household Housing Finance FacilityĪn individual can have subsidized housing finance facility under this scheme only once Unit to be Financed Easy Home – Low Cost Housing Finance SchemeĮasy Home – Low Cost Housing Finance Scheme offers convenient and affordable options to fulfil your needs to construct and first purchase newly built affordable housing units in a completely Shariah-compliant way using Diminishing Musharakah mode of financing.